Protecting What You Own: Auto Insurance      Auto insurance is an absolute must for anyone who drives, regardless of your driving ability! Depending on the specific laws of the state you live in, you may be required to buy a minimum amount of coverage to pay your medical expenses for injuries sustained in an […]

Protecting What You Own:Homeowners Insurance If you’ve ever experienced a major loss – a fire in your home, a burglary in your apartment, an automobile accident – you know how devastating these unforeseen incidents can be to your total financial picture. Within a few minutes (or even seconds), much of what you’ve worked so hard […]

Debt is making us sick! Debt is not just a Financial Disease – it can lead to mental and physical ailments as well! It affects every area of your life.  A survey found that not only is debt-related stress higher than the last four years, but people with high debt stress were more likely to […]

E every wage earner in America has a tax problem. In the last three decades, taxes have climbed to an alarming rate. The more you earn the more you pay! Taxes are an important item to consider, because…it is not what you earn that counts…it is what you keep! The problem is that most people […]

1. Pay yourself first Paying yourself first means putting yourself and your family before any other demands on your money. Paying yourself first is a form of self-respect. Deposit a set amount EACH AND EVERY MONTH into an investment program, no matter what other financial obligations you have. It’s amazing how fast your money can […]

The Three “Ds” of Investing A good way to keep your focus on your goals is to remember the three “Ds” of investing: Dollar-Cost Averaging, Discipline and Diversification. Dollar-Cost Averaging: Dollar-cost averaging means investing a certain fixed amount each month, regardless of what’s happening in the stock market. This eliminates having to predict when to invest as you will be able to […]

An interesting blog post I came across What do studies say about electronic cigarettes? If you’re looking for a means to help you quit, there’s a tiny bit of evidence that they might help, but that evidence favors placebo e-cigs about as much as tobacco e-cigs. There’s a bit of evidence that e-cigs are better […]