Avoid the credit trap

Credit cards are good for convenience but that’s it. Be careful to avoid the pitfalls of “plastic money.” Pay your balance in full each month and you’ll not only avoid interest charges but you’ll prevent your balance from escalating out of control. To keep your monthly charges under control, pay with cash. You’ll probably find you spend less when you have to hand your money over.

See how many options you have? You DO have a choice about your financial future.

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